Solopreneur Money OS

Stop winging your finances. The complete money system for freelancers — tax, pricing, and cash flow sorted.

The complete money system for self-employed people who want to stop guessing about taxes, pricing, and cash flow. A 17-page Freelance Finance Playbook walks you through variable income management, quarterly tax payments, pricing for profitability, and monthly money routines. Includes a Google Sheets Finance Command Center with 6 pre-built tabs — Revenue Dashboard, Expense Tracker, P&L Dashboard, Tax Estimator, Rate Calculator, and Annual Goals — all linked with live formulas and pre-loaded sample data.

• ✦17-page Freelance Finance Playbook — 7 sections from mindset to quarterly tax payments
• ✦Google Sheets Finance Command Center — 6 tabs, live formulas, pre-loaded sample data
• ✦SE Tax Estimator — correct formula (net x 92.35% x 15.3%), quarterly payment schedule
• ✦Rate Floor Calculator — hourly floor, day rate, retainer scenarios in 3 billable-hour ranges
• ✦Buffer Account System — turn feast/famine months into a predictable invisible salary
• ✦Quick Reference Card + Tax Prep Folder Checklist — print and use immediately